Truckee Real Estate Listings, Tahoe Donner Real Estate and Homes for Sale » Mortgage Rates

Current Mortage Rates as of 03/26/2010 – O’Dette Mortgage Group

Linda Green — Sat, 27 Mar 2010 15:23:41 +0000

Compliments of:
Teresa O’Dette & Ephraim Schwartz
Mortgage Consultants – Funding Your Future
(530) 581-5089 Tahoe City Office
(530) 582-3370 Truckee Office
Or Toll Free (800) 404-2129

Please do not hesitate to call Teresa & Ephraim.
They have provided excellent service for many of our clients over the years!

Effective Date: March 26th, 2010

Owner Occupied Rates:	Rate	APR
30 Year Fixed Conforming	4.875%	4.963%
15 Year Fixed Conforming	4.250%	4.328%
5 Year ARM	3.625%	3.819%
30 Year Fixed Hi-Balance (“Conf-Jumbo”)	5.250%	5.346%
30 Year Fixed Jumbo	6.250%	6.334%
Second Home Rates:
30 Year Fixed Conforming	4.875%	4.963%
30 Year Fixed Jumbo	6.250%	6.334%
Investment Home Rates:
30 Year Fixed Conforming	5.500%	5.598%

Assumptions: 740 credit score, fully documented income, 1 point origination
This information is subject to change without notice.

OMG is a MEMBER CALIFORNIA & NEVADA BROKER’S ASSOCIATIONS
OMG Broker, California Department of Real Estate, #01318558

Wells Fargo Home Morgage Rates – March 19, 2010

Linda Green — Sun, 21 Mar 2010 18:16:20 +0000

Rates as of March 19, 2010:

Product	Interest Rate	APR
Conforming and FHA Loans
30-Year Fixed	4.875%	5.065%
30-Year Fixed FHA	5.125%	5.850%
15-Year Fixed	4.250%	4.573%
5-Year ARM	3.750%	3.519%
5-Year ARM FHA	3.750%	3.342%
Larger Loan Amounts in Eligible Areas – Conforming and FHA
30-Year Fixed	5.125%	5.264%
30-Year Fixed FHA	5.125%	5.794%
5-Year ARM	4.125%	3.606%
Jumbo Loans – Amounts that exceed conforming loan limits
30-Year Fixed	5.500%	5.643%
5-Year ARM	5.000%	3.930%

Assumptions and APR Information – rates above require up to 1% discount fee

Leisa Peterson
Home Mortgage Consultant
New Construction Specialist
Wells Fargo Home Mortgage
MAC A0791-011
11262 Donner Pass Rd.
Truckee, CA 96161
530.582.6883 Tel
877.852.4399 Toll-free
530.448.1558 Cell
866.762.9198 Fax
Leisa.Peterson@wellsfargo.com

Current Mortgage Interest Rates as of 02/19/2010 – O’Dette Mortgage Group

Linda Green — Sat, 20 Feb 2010 01:43:31 +0000

Compliments of:
Teresa O’Dette & Ephraim Schwartz
Mortgage Consultants – Funding Your Future
(530) 581-5089     Tahoe City Office
(530) 582-3370    Truckee Office
Or Toll Free            (800) 404-2129

Please do not hesitate to call Teresa & Ephraim.
They have provided excellent service for many of our clients over the years!

Effective Date: February 19th, 2010

Jumbo/Second Home Rates and Highlights:

Jumbo Rates as low as 5.125%, Interest Only and Fixed Rate products available, 80% loan to value to $1 million loan amount. Please call for the most up-to-date guidelines and programs.

Additional Rates:

30 Year Fixed Conforming: 5.000% (One Point) 5.093% APR
5 Year Fixed Conf – Int Only: 4.125% (One Point) 4.213% APR
15 Year Fixed Conforming: 4.375% (One Point) 4.446% APR
3 Yr Fixed Jumbo ARM – 2nd Home: 5.500% (One Point) 5.584% APR *
5 Year Fixed Jumbo – Int Only: 5.125% (One Point) 5.203% APR*

Assumptions: 740 credit score, fully documented income, primary residence (unless otherwise noted), 20% Down Payment, *LTV 70%

This information is subject to change without notice.

OMG is a MEMBER CALIFORNIA & NEVADA BROKER’S ASSOCIATIONS
OMG Broker, California Department of Real Estate, #01318558

95% Loan to Value on Conventional Loans Are Back in California!

Linda Green — Fri, 19 Feb 2010 00:15:58 +0000

We just received a mortgage rate update from one of our local home mortgage consultants, Leisa Peterson at Wells Fargo. Leisa is a great resource, please contact her for further information:

Leisa Peterson

Wells Fargo, Home Mortgage Consultant
11262 Donner Pass Road
Truckee, CA
Phone: 530-448-1558

Here’s the information that she just sent us:

95% Loan to Value on Conventional Loans are back in California!!!

Take advantage of enhanced credit policy changes by Wells Fargo Home Mortgage
95% financing on single family and condominium properties now allowed!
Minimum 720 Fico for SFR and 740 Fico for Condominiums required