Current Mortgage Interest Rates as of 02/19/2010 – O’Dette Mortgage Group

Compliments of:
Teresa O’Dette & Ephraim Schwartz
Mortgage Consultants – Funding Your Future
(530) 581-5089     Tahoe City Office
(530) 582-3370     Truckee Office
Or Toll Free             (800) 404-2129

Please do not hesitate to call Teresa & Ephraim.
They have provided excellent service for many of our clients over the years!

Effective Date: February 19th, 2010

Jumbo/Second Home Rates and Highlights:

Jumbo Rates as low as 5.125%, Interest Only and Fixed Rate products available, 80% loan to value to $1 million loan amount. Please call for the most up-to-date guidelines and programs.

Additional Rates:

• 30 Year Fixed Conforming:       5.000% (One Point) 5.093% APR
• 5 Year Fixed Conf – Int Only:    4.125% (One Point) 4.213% APR
• 15 Year Fixed Conforming:        4.375% (One Point) 4.446% APR
• 3 Yr Fixed Jumbo ARM – 2nd Home:     5.500% (One Point) 5.584% APR *
• 5 Year Fixed Jumbo – Int Only:                 5.125% (One Point) 5.203% APR*

Assumptions: 740 credit score, fully documented income, primary residence (unless otherwise noted), 20% Down Payment, *LTV 70%

This information is subject to change without notice.

OMG is a MEMBER CALIFORNIA & NEVADA BROKER’S ASSOCIATIONS
OMG Broker, California Department of Real Estate, #01318558